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Summary
At closing, you pay $25,000 which is 5% of the purchase price. This is your Value Share. When you leave, you get it back +/- your share of the home's appreciation.
Acre Saver
10% Appreciation
Acre Boost
50% Appreciation
Mortgage
Monthly payment
Acre Saver
$3,207
Save $356
Acre Boost
$3,527
Save $36
Mortgage
$3,563
Net wealth created
Includes appreciation, savings, principal paid minus transaction costs (over 3 years).
Acre Saver
$18,310
Acre Boost
$19,526
Mortgage
$4
Based on an estimated 2.5% annual home appreciation over three years.
Detailed comparison
5% value share / down payment
Estimated Appreciation*
Mortgage Principal Paid
Savings
Buy & Sell Transaction Cost
Wealth Created
Total wealth after 3 years
Includes value share
Based on an estimated 2.5% annual home appreciation over three years.
Detailed comparison
Acre Saver | Mortgage 30 year 7.33% interest | |
|---|---|---|
| 5% value share / down payment | $25,000 | $25,000 |
| Estimated Appreciation* | $3,845 | $38,445 |
| Mortgage Principal Paid | $0 | $14,635 |
| Savings | $25,234 | $0 |
| Buy & Sell Transaction Cost | -$10,769 | -$53,076 |
| Net wealth created | $18,310 | $4 |
| Total wealth after 3 years Includes Value Share | $43,310 | $25,004 |
Based on an estimated 2.5% annual home appreciation over three years.
Monthly payment breakdown
Your base payment is fixed for 3 years. Increases to property taxes, insurance, and HOA are included in a once-a-year adjustment.
Acre Saver | Mortgage | |
|---|---|---|
| Base payment | $3,207 | $3,563 |
| Property taxes | $354 | |
| Insurance | $208 | |
| HOA fees | $0 | |
| Total payment | $3,769Save $356 / month | $4,125 |
Property taxes, insurance, and HOA are estimates to be reviewed before Acre submits an offer on a given home.
Monthly payment breakdown
Your base payment is fixed for 3 years. Increases to property taxes, insurance, and HOA are included in a once-a-year adjustment.
Acre Saver | Mortgage | |
|---|---|---|
| Base payment | $3,207 | $3,563 |
| Property taxes | $354 | |
| Insurance | $208 | |
| HOA fees | $0 | |
| Total payment | $3,769Save $356 / month | $4,125 |
Property taxes, insurance, and HOA are estimates to be reviewed before Acre submits an offer on a given home.
Transaction costs
You can cash out any time for less than the cost of traditional sale. The purchase option is available at the end of 3 years.
Acre | Mortgage | |
|---|---|---|
| Early exit | ||
| Year 1 | 5% | 8+% |
| Year 2 | 4% | |
| Year 3 | 3% | |
| After 3 years | ||
| Purchase | 0% | |
| Cash out | 2% |
Transaction costs
You can cash out any time for less than the cost of traditional sale. The purchase option is available at the end of 3 years.
Acre | Mortgage | |
|---|---|---|
| Early exit | ||
| Year 1 | 5% | 8+% |
| Year 2 | 4% | |
| Year 3 | 3% | |
| After 3 years | ||
| Purchase | 0% | |
| Cash out | 2% |
Have more questions?
By using this calculator, you have not entered into any agreement with Acre, and Acre is not making any offer or guarantee. These are estimated values and are subject to change.