Calculator
Summary
At closing
You pay
Acre pays
$25,000
$475,000
You pay 5% of the home's purchase price. This is your Acre value share. You get it back +/- your share of the home's appreciation.
Total monthly payment
Includes tax and insurance.
Acre Saver
$3,739
Acre Boost
$4,154
Mortgage
$4,154
Total wealth after 3 years
Appreciation + savings/principal + your value share - costs.
Acre Saver
$54,171
Acre Boost
$64,188
Mortgage
$47,126
Based on an estimated 4% annual appreciation over three years.
Detailed comparison
| Value Share / Down Payment | |
|---|---|
| $25,000 | $25,000 |
| Estimated Appreciation* | |
| $6,243 | $62,432 |
| Mortgage Principal Paid | |
| $0 | $14,689 |
| Savings | |
| $22,928 | $0 |
| Buy & Sell Transaction Cost | |
| $0 | -$54,995 |
| Wealth Created | |
| $29,171 | $22,126 |
| Total wealth after 3 years Includes Value Share | |
| $54,171 | $47,126 |
* Based on an estimated 4% annual appreciation over three years.
Detailed comparison
Acre Saver | Mortgage 30 year 7.31% interest | |
|---|---|---|
| Initial value share you pay | $25,000 | $25,000 |
| Estimated appreciation* | $6,243 | $62,432 |
| Mortgage principal paid | $0 | $14,689 |
| Savings | $22,928 | $0 |
| Buy and sell transaction cost | $0 | -$54,995 |
| Wealth created | $29,171 | $22,126 |
| Total wealth after 3 years (includes your value share back) | $54,171 | $47,126 |
* Based on an estimated 4% annual appreciation over three years.
Monthly payment breakdown
Acre Saver | Mortgage | |
|---|---|---|
| Total monthly | $3,739 | $4,154 |
| Base payment | $3,260 | |
| PMI | $0 | $297 |
| Property taxes | $0 | $390 |
| Insurance | $0 | $208 |
| HOA fees | $0 | $0 |
Monthly payment breakdown
Acre Saver | Mortgage | |
|---|---|---|
| Total monthly | $3,739 | $4,154 |
| Base payment | $3,260 | |
| PMI | $0 | $297 |
| Property taxes | $0 | $390 |
| Insurance | $0 | $208 |
| HOA fees | $0 | $0 |
Transaction costs
Acre transaction costs only apply if you purchase, cash out, or transfer before 3 years.
Acre | Mortgage | |
|---|---|---|
Year 1 0 - 12 months | 4% | 6%+ |
Year 2 13 - 24 months | 3% | 6%+ |
Year 3 25 - 36 months | 2% | 6%+ |
After 3 years | 0% | 6%+ |
Transaction costs
Acre transaction costs only apply if you purchase, cash out, or transfer before 3 years.
Acre | Mortgage | |
|---|---|---|
Year 1 0 - 12 months | 4% | 6%+ |
Year 2 13 - 24 months | 3% | 6%+ |
Year 3 25 - 36 months | 2% | 6%+ |
After 3 years | 0% | 6%+ |
Have more questions?
By using this calculator, you have not entered into any agreement with Acre, and Acre is not making any offer or guarantee. These are estimated values and are subject to change.