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Calculator

Summary

At closing

You pay $25,000 which is 5% of the purchase price. This is your Value Share. When you leave, you get it back +/- your share of the home's appreciation.

Total monthly payment

Includes taxes and insurance.

Acre Saver

$3,457

Save $384

Acre Boost

$3,803

Save $38

Mortgage

$3,841

Total wealth after 3 years

Includes home appreciation, savings/principal, and value share/downpayment (minus costs).

Acre Saver

$55,579

Keep $5,567 more than a mortgage

Acre Boost

$67,366

Keep $17,354 more than a mortgage

Mortgage

$50,012

Based on an estimated 4% annual home appreciation over three years.

By using this calculator, you have not entered into any agreement with Acre, and Acre is not making any offer or guarantee. These are estimated values and are subject to change.

Detailed comparison

Initial value share you pay

$25,000
$25,000

Estimated home appreciation*

$6,243
$62,432

Mortgage principal paid

$0
$17,575

Savings

$24,336
$0

Buy and sell transaction costs

$0
-$54,995

Wealth Created

$30,579
$25,012

Total wealth after 3 years

Includes value share

$55,579
$50,012

Based on an estimated 4% annual home appreciation over three years.

Monthly payment breakdown

Acre Saver

Mortgage

Total monthly$3,457$3,841
Base payment$2,946
PMI$0$297
Property taxesincluded$390
Insuranceincluded$208
HOA feesincluded$0

Transaction costs

If you cash out or transfer before 3 years, the following transaction costs apply:

Acre

Mortgage

Year 1

0 - 12 months

4%6%+

Year 2

13 - 24 months

3%6%+

Year 3

25 - 36 months

2%6%+

After 3 years

+36 months

0%6%+

Have more questions?

By using this calculator, you have not entered into any agreement with Acre, and Acre is not making any offer or guarantee. These are estimated values and are subject to change.