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Summary

At closing

You pay $25,000 which is 5% of the purchase price. This is your Value Share. When you leave, you get it back +/- your share of the home's appreciation.

Total monthly payment

Includes taxes and insurance.

Acre Saver

$3,632

(Save $404 / month)

Acre Boost

$3,996

(Save $40 / month)

Mortgage

$4,036

Total wealth after 3 years*

Includes home appreciation, savings/principal, and value share/downpayment (minus costs).

Acre Saver

$56,322

(Keep $8,166 more than a mortgage)

Acre Boost

$67,440

(Keep $19,285 more than a mortgage)

Mortgage

$48,155

*Based on an estimated 4% annual home appreciation over three years.

Detailed comparison

Initial value share you pay

$25,000
$25,000

Estimated home appreciation*

$6,243
$62,432

Mortgage principal paid

$0
$15,718

Savings

$25,078
$0

Buy and sell transaction costs

$0
-$54,995

Wealth Created

$31,322
$23,155

Total wealth after 3 years

Includes value share

$56,322
$48,155

*Based on an estimated 4% annual home appreciation over three years.

Monthly payment breakdown

Acre Saver

Mortgage

Total monthly$3,632$4,036
Base payment$3,141
PMI$0$297
Property taxes$0$390
Insurance$0$208
HOA fees$0$0

Transaction costs

Acre transaction costs only apply if you purchase, cash out, or transfer before 3 years.

Acre

Mortgage

Year 1

0 - 12 months

4%6%+

Year 2

13 - 24 months

3%6%+

Year 3

25 - 36 months

2%6%+

After 3 years

+36 months

0%6%+

Have more questions?

By using this calculator, you have not entered into any agreement with Acre, and Acre is not making any offer or guarantee. These are estimated values and are subject to change.